01/07/15

Good Evening, At least it’s good for us…… I could write a couple of paragraphs and sound very intelligent on today’s action. By the matter of fact, that is what I use to do because it gave me credibility. I don’t do that so much anymore as I have come to realize that it is results that give credibility. That is the reason that I always include a link to the main news article that I read below. That way I can stick to the main thing that most of you are interested in which of course is approaching retirement in a secure manner. With that said, I’ll get right to the subject. China shut their market down again and devalued the yuan last night and everyone else panicked this morning. The result was another deep and painful sell off today. The first thing you need to know is that nobody ever makes any money by panicking. The second thing you have to know regardless of what the experts may say is that you need to keep your powder dry while the market is going down. No one can say how far the market is going to go down. All we can say is that it is going down now! There will be plenty of opportunity to buy when things turn back up after a deep selloff and right now this is starting to qualify as deep! It is no time to be a hero!!!!

The days selling left us with the following results: Our TSP allotment was secure in the G Fund. For comparison, the Dow lost whopping -2.32%, the Nasdaq was even worse at -3.03%, and the S&P 500 dropped -2.37%. Thank God we were in the G Fund! Give Him all the praise!!

 

Dow off to worst January start ever as China fears grow

The days action left us with the following signals: C-Sell, S-Sell, I-Sell, and F-Neutral. Our allotment is now +0.04% on the year not including the days results. Here are the latest posted results:

01/06/16 Prior Prices
Fund G Fund F Fund C Fund S Fund I Fund
Price 14.9208 17.0348 26.8551 34.1067 23.3206
$ Change 0.0009 0.0604 -0.3469 -0.5403 -0.2370
% Change day +0.01% +0.36% -1.28% -1.56% -1.01%
% Change week +0.04% +0.47% -2.57% -3.20% -3.21%
% Change month +0.04% +0.47% -2.57% -3.20% -3.21%
% Change year +0.04% +0.47% -2.57% -3.20% -3.21%
  L INC L 2020 L 2030 L 2040 L 2050
Price 17.6823 22.9007 24.6099 26.0109 14.6634
$ Change -0.0392 -0.1289 -0.1923 -0.2378 -0.1541
% Change day -0.22% -0.56% -0.78% -0.91% -1.04%
% Change week -0.51% -1.33% -1.81% -2.11% -2.42%
% Change month -0.51% -1.33% -1.81% -2.11% -2.42%
% Change year -0.51% -1.33% -1.81% -2.11% -2.42%

 

 Lets take a look at the charts: (All signals annotated with Green Circles) If you click on the charts they will become larger!
C Fund: All four of our indicators are on sell. Support has been broken at 197.5. The new downside target is 185.
C Fund
S Fund: The lower trend line and support have been broken. Our new downside target is 75.0.
S Fund
I Fund: The lower trend line is broken. Our new downside target is 50.
I Fund
F Fund: Price tested support at 107.65 again today. This chart is getting stronger. The SCTR is now at a lofty 94.2. That’s all good, but I still don’t trust the fundamentals of bonds right now with another potential rate interest rate hike on the table. For that reason, I prefer the G Fund as a safe haven right now. I have no doubt that some gains can be made here, but what I do doubt, is whether or not the F Fund can hold onto them…..
F Fund
 
Okay, it’s ugly out there, but we’re safe for now! Thank God again for that!! We’ll keep an eye on the charts and watch for things to turnaround. That may be tomorrow and it may not be until next year. We’ll just have to wait and see. That’s all for tonight. Have a nice evening and may God continue to bless your trades!
 
                                    God bless, Scott 8-)
 
 ***Just a reminder that you can review the performance of our allocation at the Web Site TSPTALK.com in the autotracker section under the screen name KyFan1.
 
 
I produce and publish this blog as both a ministry and for the benefit of any Federal Government Employee. This is done to offer you some guidance as to how to approach your retirement more financially successful. When it is time for you to retire, I recommend you utilize the services of a Professional Money Manager, who works with a reputable investment firm. He understands the guidance you have already received and he can manage your savings assets utilizing a more advanced investment program into the future. 
 
If you would like to receive more information about this introduction, please feel free to contact me at  KyFan1@aol.com. 

 

 




  • 08/07/2024

    Good morning, I’ll keep this brief because I’m on the road again. This market is volatile! I don’t care what the so called experts say. I don’t care what the VIX is. I don’t care whether folks are making money or losing money. It is one of the most volatile and fluid markets I have…


  • *****Interfund Transfer******

    Good Day, It’s time to adjust our mix. The new mix is 100/S. Please remember that this is the percentage of money that we have invested in each fund, not the money that is taken from your check and deposited into thrift. Those future contributions should always be 100% G Fund. That automatically protects your deposit in the event that it…


  • Alert

    Recommended Changes: August 7, 2025 Your Allocation Is 100% invested in the S Fund