Good Evening, Another day another sell off. This is the roughest fall I can remember in a long time. Just when you think your going to make a little headway that market finds a reason to move back down. Today the media reported that several Apple suppliers lowered their guidance raising concern that the demand for smartphones is decreasing. Also weighing on the market but much less reported is the fact that the Democrats are preparing a list of major corporations to be subpoenaed to Capital Hill when they take over the House of Representatives. The word is that they will be investigating the companies for ties to the Trump administration. Are you kidding me? Details at this point are very sketchy but corporations such as Boeing (BA) and Amazon (AMZN) are among those on the list to be questioned. To be honest with you, I don’t really care about this grade school type of behavior until it effects my retirement savings. To take any action that will damage the market is irresponsible and poor leadership. I’ve said enough. I just wish they would stop attacking one another and focus on actually working for the folks that elected them.

The days trading left us with the following results: Our TSP allotment dropped -1.94%. For comparison, the Dow lost -2.32%, the Nasdaq -2.78%,and the S&P 500 -1.97%.

Apple, Goldman Sachs send Wall Street tumbling

The days action left us with the following signals: C-Neutral, S-Neutral, I-Neutral, F-Neutral. We are currently invested at 100/S. Our allocation is now +0.79% on the year not including the days results which will put us back in the red. Here are the latest posted results:

11/09/18				Prior Prices
Fund	G Fund	F Fund	C Fund	S Fund	I Fund
Price	15.9228	17.7018	39.7571	49.3684	28.51
$ Change	0.0013	0.0308	-0.3626	-0.7293	-0.1061
% Change day	+0.01%	+0.17%	-0.90%	-1.46%	-0.37%
% Change week	+0.06%	+0.26%	+2.21%	+0.17%	+0.23%
% Change month	+0.08%	-0.03%	+2.65%	+2.17%	+1.45%
% Change year	+2.46%	-2.28%	+5.71%	+1.86%	-7.60%
	L INC	L 2020	L 2030	L 2040	L 2050
Price	19.9476	27.4126	31.1929	33.8969	19.602
$ Change	-0.0294	-0.0643	-0.1515	-0.1989	-0.1328
% Change day	-0.15%	-0.23%	-0.48%	-0.58%	-0.67%
% Change week	+0.33%	+0.46%	+0.82%	+0.95%	+1.06%
% Change month	+0.50%	+0.73%	+1.36%	+1.61%	+1.81%
% Change year	+2.03%	+1.94%	+1.49%	+1.25%	+1.06%

Now lets take a look at the charts. All signals are annotated with green circles. If you click on the charts they will become larger.

C Fund:

S Fund:

I Fund:

F Fund:

I know it’s discouraging to endure action like this. But don’t forget, God is still on the throne. I will choose to trust in Him. He has always guided us to safety in the past but should this market continue to move lower I will still praise Him. I’ll give Him the praise for all the years leading up to now that He has consistently blessed us. That said, we still have a way to go before we will need to raise a white flag As Yogi Berra once said “It ain’t over till it’s over”. We’ll keep a close eye on our charts and do what they tell us to do. That’s all for tonight. Have a nice evening and I’ll see you tomorrow!

God bless, Scott

***Just a reminder that you can review the performance of our allocation at the Web Site TSPTALK.com in the autotracker section under the screen name KyFan1.

I produce and publish this blog as both a ministry and for the benefit of any Federal Government Employee. This is done to offer you some guidance as to how to approach your retirement more financially successful. When it is time for you to retire, I recommend you utilize the services of a Professional Money Manager, who works with a reputable investment firm. He understands the guidance you have already received and he can manage your savings assets utilizing a more advanced investment program into the future.

If you would like to receive more information about this introduction, please feel free to contact me at [email protected].

11/12/18

Apple, Goldman Sachs send Wall Street tumbling

05/12/25

05/05/25

04/29/2025