Good Morning, This months almost over. The next time we get together to discuss the state of the market it will be December and we’ll be staring the last Fed meeting of the year and Christmas right in the face. Will there be a Santa Rally in 2025? Well that all depends on the Fed.…

Good Morning, Last week we we finally got an end to the longest Government shutdown in history! Somehow I feel like the whole thing was not necessary and have to ask why it had to come to this in the first place. I understand that politicians have issues that their passionate about, but in the…

Good Morning, I had several folks express to me that they thought we should have moved to the G Fund instead of moving to the C Fund. They were concerned about taking losses given the short term dip. Having done this for 30 years, I can see where they are at. I’ve been there before…